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Basic Principles of Environmental Insurance



Uncertain and potentially costly environmental risks present difficult obstacles for parties involved in purchasing, selling, developing, leasing, operating or financing in today's business and real estate market. In an attempt to meet these needs, the insurance industry has developed a broad range of risk-specific environmental insurance products.

In considering the use of insurance for the transfer of environmental risks, it is import to understand what the various insurance products are designed to cover, how to bind the necessary coverage and what issues must be considered and evaluated in negotiating these environmental insurance policies.

This teleconference will help the person responsible for risk management, financing, due diligence or operations to understand the options and how to maximize the coverage to meet their needs.


Upon completion of this courses, students will have developed an understanding of:

  • Overview to Environmental Insurance
  • History of Environmental Insurance Coverage
  • Current Market Place
  • Available Environmental Insurance Products
  • Pollution Legal Liability
  • Cost Cap
  • Contractor's Professional Liability
  • Liability Transfers and Buyouts
  • Negotiating the Environmental Insurance Policy
  • Application Considerations
  • Critical Policy Terms
  • Modifications and Endorsements
  • Exclusions
  • Using the Environmental Insurance Policy
  • Making a Claim
  • Practice Pointers


Student assessment will be done through questions based on the content delivered throughout the course.

course quick facts
course code 383482EAU
cost $249.00
estimated time to
complete course
2 Hours
course materials
365 Days

Tanya O'Neill is senior counsel in the Environmental Practice Group with Foley & Lardner, LLP. Her primary practice includes environmental compliance; environmental due diligence related to mergers, acquisitions and multistate transactions; environmental litigation; remediation; indoor air quality; and insurance coverage for environmental contamination.