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What Is the Student Loan Debt Bubble?

The word “bubble” has been in the news a lot lately. You’ve probably heard about the “economic bubble,” the “housing bubble,” or the “mortgage bubble” used in reference to the current economic crisis.read more

SafeStart: What Is It, and Is It Right for You?

Student debt is no easy thing to deal with. For many students, the prospect of a mountain of debt when they graduate can affect which college they choose to go to—or whether they go to college at all.read more

Marketing Rules for Student Lenders: How They've Changed

In 2007, Andrew Cuomo, the Attorney General of New York State, spearheaded an investigation into devious student lending practices and partnerships between lenders and universities. Up until recently, many universities encouraged students to sign up for loans with “preferred lenders” who gave financial aid employees luxury gifts and other kickbacks in return for their business.read more

How Your Student Loan is Different Than Other Debt

If you’re having trouble repaying your debts, you may be able to find some relief through bankruptcy court—except in the case of student loans. Qualifying education loans—that is, loans made to students, their parents or guardians, or their spouses for the purpose of paying an eligible student’s higher education costs—are treated much differently than other types of debt when it comes to default and bankruptcy.read more

What to Do When Your Student Loan Goes Into Default

When you take out a student loan, you are gambling on the hope that once you have your degree, you’ll be able to land a reasonably well-paying job within a fairly short amount of time. Then paying off your loan is not supposed to be a hardship—theoretically.read more